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Who We Are

Founded under the leadership of Bal Krishna Joshi, a celebrated pioneer of cross-border transactions, Xuno is the first and only inclusive multi-sided fintech platform committed to shepherding the world towards an equitable borderless economy.

Bal Krishna Joshi presenting Xuno's vision for cross-border transactions

Our Story

  1. 2001

    Our journey began with designing payment systems to sell "Goat" to Nepali migrant workers.

  2. 2016

    The famous Goat sellers went on to create World's first Remittance-as-a-Service (RaaS), which is now operational in 20+ countries moving $100+ Million a year.

  3. 2023

    The Global Pioneers of RaaS now presents G.O.A.T. of Borderless banking, XUNO. A Neobank designed for borderless banking and payment.

Bal Krishna Joshi and colleagues standing with a goat
Xuno app screen showing a virtual account and exchange rate tools

The Future of Borderless Banking

We're building a world where borders no longer limit how you earn, send, or manage money. Whether you work globally, support family back home, or run a business across countries, your banking should move as freely as you do.

Send, save, and grow wealth across the world.